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Consulting - Designing - Implementing - Communicating - Administrating

ABM offers a complete portfolio of benefit programs, from the basic core group medical plans with ancillary dental, life, vision and short and/or long term disability. It is rare however, when one benefit program does not impact another either positively or negatively. That is why ABM will always research existing plans, company demographics and company objectives and direction when designing new programs.

Cultural Changes
In recent years it has been necessary to assist management in changing the cultural attitudes towards employee benefits. Recognizing that benefits are just that, "benefits." By offering more choices to the employees through core benefits and additional taxed advantaged programs such as Flexible Spending Accounts, Health Reimbursement Accounts, Medical Savings Plans and a full range of Voluntary Benefits through section 125 plans, employees are realizing their responsibilities in designing their benefit plan. This "Partnership Planning" develops real ownership with the company.

Technology
ABM is and will be on the leading edge of benefit technology to make sure our clients can access information and update administration files and communicate the available benefits to their employees while providing quick and easy enrollment procedures.

Our Products

Core Benefits:
• Group Medical • Group Life • Group Dental • Group Vision
• Group STD & LTD

Gap Benefits - Tax Advantaged:
• Flexible Spending Accounts • Health Reimbursement Accounts
• Medical Savings Plans • Deductible & Co-insurance Reimbursements

Tax Advantaged Voluntary Supplemental Benefits:
• Cancer & Dread Disease • Accident & Disability • Heart & Stroke
• Critical Illness • Life & Disability

Retirement Benefits:
• 401k Plans • Profit Sharing • Defined Benefit Plans • 411Plans • S E P S
• Deferred Compensation






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